Programs

Membership

Mortgages
Our financial services for homebuyers in the region have been our flagship program for the past 20 years. Currently we offer three board categories of mortgage products. Conventional mortgages are currently available for moderate-income families in Appalachia Kentucky and West Virginia. While they conform to the standards of secondary market, our products offer more flexible underwriting criteria than local banks, such as lower credits scores or no PMI. For low-income families throughout the region we offer Unconventional Mortgages, which offer concessionary interest rates as low as 0% to keep payments affordable. For homebuyers with the lowest-incomes we provide Specialty Mortgages, which can take on a variety of form: grants, forgivable loans, and deferred loans. Specialty Mortgages are offered exclusively through FAHE Members.

Servicing
Equity Fund